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Homeowner Association Post Traumatic Stress Disorder - is it real? Print E-mail
Ask anybody who has ever had to live in a litigious and divisive HOA nightmare  By Ann Roth,  Orange County, California (Copyrights © Ann Roth)77x84_mc_stress_management2.jpg
Think about it folks - it's one thing to fight city hall, or an employer, or a stranger in a civil matter - but to fight your homeowner association in litigation or even in petty neighbor disputes - maximizes one's stress level at home to the tenth power. The following article was authored by one of our American condo cousins. The term "HOA" is the equivalent of our  term "Condominium Corporation" .  Although there may be a difference in terminology, the problems and issues are shared by unit Owners on both sides of the border.

Ask anybody who has ever had to live in a litigious and divisive HOA nightmare

July 01, 2007

By Ann Roth
Copyright Ann Roth 77x84_mc_stress_management2.jpg
Orange County, California
Homeowner Association Post Traumatic Stress Disorder - is it real?
Think about it folks - it's one thing to fight city hall, or an employer, or a stranger in a civil matter - but to fight your homeowner association in litigation or even in petty neighbor disputes - maximizes one's stress level at home to the tenth power. Before you buy into any type of HOA laden housing, consider the possiblity.

Why? HOA related litigation and disputes happen - a lot. They are up close and personal. These divisive neighbor disputes impact your home, your family, your kids, and the entire  neighborhood. Just when you think you are ready to go home and relax after a long stressful day at the office, you are fighting your neighbors in a not so civil war on the homefront. There is no time for reprieve, rest, relaxation and to renew your strength or inner spirit in your "home sweet home".

The inherently divisive nature of HOA laden living due to third party interjection of "Bored" of director neighbors, property managers, and HOA industry lawyers, is the perfect cocktail of explosive ingredients to cause dissension among the ranks. HOA lawyers and property managers love this di$$en$ion.

HOA laden living requires as much attention as a job, replete with having to attend frequent HOA board meetings, Keeping detailed notes and records of same, intense scrutiny of financial records and minutes of meetings, yearly board elections that seem to run one right into another, special elections, and a need to understand the legalese of a myriad of controlling documents that control how you live. These are not limited to the HOA Covenants, Conditions and Restrictions (CCR's), but also include related By-Laws, Civil Codes, Corporate Codes, Business and Professions Codes, Municipal Codes, and even Health Codes.
You can not depend upon a handful of so called 'elected' Board of neighbors (back ground checks are NOT required) to look out for your investment. It is your responsibility to become entrenched in the management of this corporation you bought a home in. Remember, your home is the collateral for the HOA corporation. Now that's a scary thing to sink your life into isn't it?

Who wants to leave work to go back to work on the homefront? All work and no play is not a healthy way to live. Having to be pushed to the edge in divisive and stressful neighborhood disputes is not worth the trumped up facade of **protecting property values to live in a so called "exclusive gated community", or having "pools, tot lots, and tennis courts", all of which are really nothing more than shared liabilities to fight over.

You may find yourself living in dread of having to open your front door in the morning to find your HOA board's propaganda newsletters, or some anonymous neighbor's hate speech flyer's, littering your doorstep. Or you may notice how your heart rate increases when you have to check your mail dreading to find a nasty warning or letter from the HOA lawyer, or a notice of increase in dues or a huge special assessment, or notice of another emergency board meeting and notice of litigation. Worse, you answer your door to find yourself being sued because a less than professional property management company run by an extended family out of their condo SAYS you owe back dues. This "debt" magically mushrooms into thousands of dollars in HOA lawyer fees spent on collecting it (The lawyer that the property manager recommended). Sound scandalous?

HOA PTSD - is it real? Ask anybody who has ever had to live in a litigious and divisive nightmare homeowner association, or whose character has been assassinted and/or painted as the pariah of the community in the Board controlled HOA newsletters, what they think. Who will be the next victim of vendetta? You?

Still wanna buy?